Do Not Buy From Honda Universe
I received a settlement from a car that was totaled and wanted to pay cash for a new Honda Accord. I live in NY but got a supposed good deal with Honda Universe by phone. They couldn't tell me the exact price so I couldn't get a bank check. They assured me if my credit was good they would accept a personal check or they would actually deliver the car to me in Long Island as long as I came in to pick out the car and sign the paperwork. Once there, they told me I could finance the car and just pay it off when I got the bill and I wouldn't be charged any interest. Three people assured me I would not pay "one cent" in interest. I stupidly believed them and took the car home.
A month later, I got my bill from Honda Financing, paid it in full, and was charged $156 in interest! Apparently, interest is charged from the day you sign the finance form. They knew very well I'd be charged but lied to me to make the sale. I spoke to the General Manager, Mr. Alvin Cubano, and he told me I should have made the first payment, and then paid it in full the following month; then I wouldn't have been charged interest. He explained to me, "that is how loans work." Honda Financing (and common sense) told me that, of course, was not true. I called Mr. Cubano a second time and he repeated what he told me the first time. So either he is very *** to believe this story or he thinks I am very *** to believe it. Do yourself a favor. Do NOT buy here. They are all liars from the top on down.